INSURANCE SECTOR 18
3.1 Positive expected outcomes:
improved efficiency and
competitiveness of EU insurers 18
3 ….1.1 Recognition of diversification
benefits, consolidation and
improved efficiency 18
3.1.2 Strengthened EU insurers’
balance … negative aspects for
financial stability 23
3.2.1 Some volatility of earnings and
capital position in EU insurers’
balance …