Search Results - subject:"FinTech Lending"

Applications or approvals: What drives racial disparities in the Paycheck Protection Program?

Chernenko, Sergey; Kaplan, Nathan; Sarkar, Asani; … - 2023

We use the 2020 Small Business Credit Survey to study the sources of racial disparities in use of the Paycheck Protection Program (PPP). Black-owned firms are 8.9 percentage points less likely than observably similar white-owned firms to receive PPP loans. About 55 percent of this take-up...

Persistent link: https://www.econbiz.de/10014480565

Applications or approvals : what drives racial disparities in the Paycheck Protection Program?

Chernenko, Sergey; Kaplan, Nathan; Sarkar, Asani; … - 2023

Persistent link: https://www.econbiz.de/10014283621

A hybrid decision support system with golden cut and bipolar q-ROFSs for evaluating the risk-based strategic priorities of fintech lending for clean energy projects

Wan, Qilong; Miao, Xiaodong; Wang, Chenguang; Dinçer, Hasan - In: Financial innovation : FIN 9 (2023) 1, pp. 1-25

impacts with an integrated approach to the strategic priorities of fintech lending. Accordingly, this study aims to analyze a … unique risk set and the strategic priorities of fintech lending for clean energy projects. The most important contributions … applied for weighting the risk factors of fintech lending. The extension of elimination and choice translating reality …

Persistent link: https://www.econbiz.de/10014288907

In the shadow of big tech lending

Chen, Yanting; Dong, Yingwei; Hu, Jiayin - 2023

Persistent link: https://www.econbiz.de/10015053812

Payment Fintechs and Debt Enforcement

Rishabh, Kumar; Schäublin, Jorma - 2021

Payment fintechs, acting as lenders, possess a potential solution to weak debt enforcement because of their ability to deduct a part of a merchant's digital sales towards loan repayment. Analyzing payments processed by an Indian fintech company offering sales-linked loans, we find that some...

Persistent link: https://www.econbiz.de/10012614663

Determinants of accessibility to fintech lending : a case study of micro and small enterprises (MSEs) in Indonesia

Saptia, Yeni; Nugroho, Agus Eko; Soekarni, Muhammad; … - In: Journal of Asian finance, economics and business : JAFEB 8 (2021) 10, pp. 129-138

Persistent link: https://www.econbiz.de/10012671096

Payment fintechs and debt enforcement

Rishabh, Kumar; Schäublin, Jorma - 2021 - June 2021 (replaces version of January 2021)

Fintech payment companies acting as lenders possess a potential solution to weak debt enforcement. Their location in the payment chain yields them a senior position in the revenue stream of the borrowing merchant, as the payment company can deduct part of the merchant's sales it processes to...

Persistent link: https://www.econbiz.de/10012425873

Using high-frequency evaluations to estimate discrimination : evidence from mortgage loan officers

Giacoletti, Marco; Heimer, Rawley Z.; Yu, Edison - 2021

Persistent link: https://www.econbiz.de/10012431708

Fintech credit risk assessment for SMEs : evidence from China

Huang, Yiping; Zhang, Longmei; Li, Zhenhua; Qiu, Han; … - 2020

Promoting credit services to small and medium-size enterprises (SMEs) has been a perennial challenge for policy makers globally due to high information costs. Recent fintech developments may be able to mitigate this problem. By leveraging big data or digital footprints on existing platforms,...

Persistent link: https://www.econbiz.de/10012391582

Funding decisions in online marketplace lending

Ip, Chris K. C.; Lam, F. Y. Eric - 2020

Persistent link: https://www.econbiz.de/10012203633