This EIF Working Paper investigates financing patterns of European SMEs by looking at a large number of different … empirical taxonomy of SME financing patterns in Europe, applying cluster analyses. In order to investigate the cluster stability …, but that different financing patterns exist. Our cluster analysis identifies seven distinct SME financing types based on …

The vast majority of firms in Europe are micro firms. Still, we know little about their financing patterns. Our paper … aims to close this gap. Based on a large European firm-level data set, we find that micro firms differ in their financing … patterns from small and medium-sized companies. Our empirical results show that micro firms are more likely to use internal …

This EIF Working Paper investigates financing patterns of European SMEs by looking at a large number of different … empirical taxonomy of SME financing patterns in Europe, applying cluster analyses. In order to investigate the cluster stability …, but that different financing patterns exist. Our cluster analysis identifies seven distinct SME financing types based on …

The vast majority of firms in Europe are micro firms. Still, we know little about their financing patterns. Our paper … aims to close this gap. Based on a large European firm-level data set, we find that micro firms differ in their financing … patterns from small and medium-sized companies. Our empirical results show that micro firms are more likely to use internal …