of fire insurances emerged as a post-disaster instrument of damage recovery. During the nineteenth century, insurance …: -- 1 The "Reality" of the Danger: Fire Cycles, Fire Frequencies -- 1.1 The "Fire Gap" -- 1.2 8,200 Fires in Germany and … Austria -- 1.3 Trends in Fire Frequencies According to Fire Insurance Statistics -- 1.4 War and Fire Trends -- 1.5 Climate and …