This study examined the impact of microfinance credit access on households’ income and welfare case study in rural South Gondar zone, Ethiopia. The main objective of the study was investigating the impact of microfinance credit access on households’ income and welfare. The study used cross...

Using a life-cycle model and a representative sample of households, we analyze the extent to which using home equity leads to (heterogeneity in) welfare gains over the life cycle. The most policy-feasible option to borrow against 50% of home equity over the life cycle leads to median (average)...

Using 791 consistent households in the balanced panel, comprising 3,985 households in the unbalanced panel-from a nationally representative, multipurpose, five-round (1988, 2000, 2004, 2008, and 2014) Mahabub Hossain Panel Data in Bangladesh-we provide evidence for the long-term impact of...

This paper provides a comprehensive assessment of household debt dynamics in Malta between 2010 and 2020. Drawing on the Household Finance and Consumption Survey, it argues that a process of financialisation of the household is underway on the Maltese islands, primarily via the mortgage market....