This study empirically examines the effect of tourism and ICT on inclusive development. Inclusive development is approached as human development adjusted for environmental sustainability; ICT is based on mobile phones subscription rate, internet penetration and fixed broadband subscription and a...

We ask whether epidemic exposure leads to a shift in financial technology usage and who participates in this shift. We exploit a dataset combining Gallup World Polls and Global Findex surveys for some 250,000 individuals in 140 countries, merging them with information on the incidence of...

We study a model of financial intermediation, payment choice, and privacy in the digital economy. Cash preserves anonymity but cannot be used for more efficient online transactions. By contrast, bank deposits can be used online but do not preserve anonymity. Banks use the information contained...

E-currency is a form of digital currency that employs encryption to safeguard transactions, limit the manufacture of new units, and verify asset transfers. Bitcoin exchange rates and returns are the primary subjects of this study. In order to measure volatility, the standard deviation of...

This paper analyses how innovation affects the relationship between the digitalisation of the company and its economic and financial performance, reviewing the cause-effect situation of this relationship. As some scientific literature suggests, the impact of ICT technologies on business...

The COVID-19 pandemic imposed challenges and offered opportunities, which were recognized and assessed in developed countries. In many cases though, the lack of systematic preparation for the required digital transformation resulted in confusion and discomfort in citizens’ lives, where the...