Search Results - subject:"INTERNET BANKING"

Financial Inclusion through Mobile Banking in India

Shetty, K. Umesh; Kulal, Abhinandan - 2021

Technology plays an important role in banking sector. Banking is one of the largest financial institutions constantly explores the opportunity of technology enabled services to provide better customer experience and convenience. Mobile phone is a common technology device that became part of...

Persistent link: https://www.econbiz.de/10013240906

Do Robo-Advisors Make Us Better Investors?

Back, Camila; Morana, Stefan; Spann, Martin - 2021

Investors increasingly can obtain assistance from “robo-advisors,” artificial intelligence–enabled digitalized service agents imbued with anthropomorphic design elements that can communicate using natural language. The present article considers the impact of anthropomorphized robo-advisors...

Persistent link: https://www.econbiz.de/10013241153

The Effect of Risk Perception, Perception of Trust and Perception of Benefits on the Interest of Using Internet Banking (Study in Banking Customers in Jakarta)

Usman, Osly; Antika, Dwi - 2021

internet banking. The object of this research is customers of Bank BCA, BNI, and BRI in Jakarta who use internet banking. By … perception, perception of trust, and perception of benefits had a significant effect on the interest in using internet banking … internet banking. The result of this study is expected to contribute to banks, especially BCA, BNI, and BRI in improving …

Persistent link: https://www.econbiz.de/10013241162

The Effect of Perceived of Ease, Perceived of Benefits and Perceived of Risk to Decisions on Use of Mobile Banking Students of the State University of Jakarta

Putri, Karina; Usman, Osly - 2021

This study aims to determine how the effect of perceived ease, perceived benefits, and perceived risk on the user's decision of Mobile Banking. This research method is used a quantitative method. This study involved 100 respondents who were students of the State University of Jakarta. The data...

Persistent link: https://www.econbiz.de/10013241172

COVID-19, Banks, and Fintechs

Hill, Julie Andersen - 2021

The 2020 COVID-19 pandemic and the social distancing measures implemented to stop its spread will leave its mark on people, industries, and government policies long after the disease's health risk recede. One of the industries that has been transformed is financial services. As the pandemic...

Persistent link: https://www.econbiz.de/10013241664

Branch Expansion versus Digital Banking : The Dynamics of Growth and Inequality in a Spatial Equilibrium Model

Ji, Yan; Teng, Songyuan; Townsend, Robert M. - 2021

We develop a heterogeneous-agent model with local spatial markets to study the relationships among bank expansion, growth, and inequality. In the model, households choose their occupations, consumption, and holdings of loans and portfolio assets that vary by liquidity. Banks choose the locations...

Persistent link: https://www.econbiz.de/10013241695

Predicting Mobile Banking Adoption : An Integration of TAM and TPB With Trust and Perceived Risk

Obaid, Tareq; الدماغ, زياد - 2021

For financial institutions mobile banking has represented a breakthrough in terms of remote banking services. However, many customers remain uncertain due to its security. Therefore, improving the comprehension of the residents‟ reasons and methods of using bank sites, including their...

Persistent link: https://www.econbiz.de/10013243303

Digitalization within the banking system as a continuous challenge

Nedelescu, Dumitru Mihai; Baniţă, Ilinca - In: Romanian economic and business review 16 (2021) 2, pp. 7-19

Persistent link: https://www.econbiz.de/10013530909

Role of the Financial Services Authority (OJK) to Protect the Community on Illegal Fintech Online Loan Platforms

Aziz, Abdul; Nur'aisyah, Iis - 2021

This article describes the duties, functions and authorities of the Financial Services Authority (OJK) in providing supervision and regulation of the development of types of businesses in the financial services sector in Indonesia, one of which is regulating Financial Technology (Fintech). The...

Persistent link: https://www.econbiz.de/10014361730

ABC Technology - Artificial Intelligence, Blockchain Technology, Cloud Technology for Banking Sector

Vijai, C.; Nivetha, P. - 2021

Banking sectors plays a critical role in modern society and enables a range of applications from infrastructure to social media. In this study, we discuss the current status and future directions as three emerging key technologies (Artificial Intelligence, Block chain, Cloud computing) will...

Persistent link: https://www.econbiz.de/10014361812