Mortgage default prediction is always on the table for financial institutions. Banks are interested in provision planning, while regulators monitor systemic risk, which this sector may possess. This research is focused on predicting defaults on a one-year horizon using data from the Ukrainian...

This study presents an innovative methodology to predict employee turnover by integrating Artificial Neural Networks (ANN) with clustering techniques. We focus on hyperparameter tuning with various input parameters to obtain optimal ANN models. By segmenting data, the study identifies critical...

This paper exploits daily infrared images taken from satellites to track economic activity in advanced and emerging countries. We first develop a framework to read, clean, and exploit satellite images. Our algorithm uses the laws of physics (Planck's law) and machine learning to detect the heat...