Dumisani Selby Nkambule; Twala, Bhekisipho; Pretorious, … - In: Risks : open access journal 12 (2024) 11, pp. 1-19
Credit risk is a crucial component of daily financial services operations; it measures the likelihood that a borrower will default on a loan, incurring an economic loss. By analysing historical data for assessment of the creditworthiness of a borrower, lenders can reduce credit risk. Data are...