Using a nationally representative large-scale survey of individual ICT skills in India (Multiple Indicators Survey, 2020), we provide evidence on the effects of ICT skills on labor market outcomes and household welfare as measured by per capita expenditure. We study the effects both at the...

In the era of advancing digital transformation, the impact of the digital divide on residents' financial behavior has garnered considerable attention, yet there exists a gap in understanding its implications for financial advisors. Employing the analytical framework of "access gap-usage...

In the digital economy era, the pathways of digital transformation and intelligent development have emerged as crucial avenues for enterprises' high-quality development. Focusing on listed private enterprises from 2011 to 2020, this study uses text mining to extract keywords related to digital...

From a legal standpoint, there are significant disparities in treating online offenses targeting individuals, organizations, and nation-states. These disparities arise due to influences that vary discreetly based on crucial factors such as the target, motive, or impact. This article draws upon...

This study investigates the role of fnancial literacy (FL), perceived access to fnance (PAF), information communication technology (ICT) usage, and digitization in alleviat‑ ing the level of credit constraint that micro, small, and medium enterprises (MSMEs) face in an emerging market. We draw...