Sosa, Iván; Sosa, Sergio - In: Risks : open access journal 13 (2025) 6, pp. 1-42
The emergence of InsurTech has significantly transformed the traditional insurance industry, leading to the development … actors. This paper investigates the structural configuration of the InsurTech ecosystem, emphasizing its role in reshaping … how value is created, delivered, and captured across the industry. Based on a sample of 364 active InsurTech firms from …