Search Results - subject:"LTV ratios"

The effect of warnings published in a financial stability report on loan-to-value ratios

Alegría, Andrés; Alfaro, Rodrigo; Córdova, Julio Felipe - In: Latin American journal of central banking : LAJCB 2 (2021) 4, pp. 1-11

This paper shows how central bank communications can play a role in macroprudential supervision. We document how specific warnings about real estate markets, published in the Central Bank of Chile's Financial Stability Reports of 2012, affected bank lending policies. We provide empirical...

Persistent link: https://www.econbiz.de/10012938890

Lending pro-cyclicality and macroprudential policy : Evidence from Japanese LTV ratios

Ono, Arito; Uchida, Hirofumi; Udell, Gregory F.; … - In: Journal of financial stability 53 (2021), pp. 1-22

Persistent link: https://www.econbiz.de/10012793124

The impact of warnings published in a financial stability report on loan-tovalue ratios

Alegría, Andrés; Alfaro, Rodrigo; Córdova, Julio Felipe - 2017

Persistent link: https://www.econbiz.de/10011752716

A Close Look at Loan-To-Value Ratios: Evidence from the Japanese Real Estate Market

Ono, Arito; Uchida, Hirofumi; Udell, Gregory; Uesugi, … - Center for Interfirm Network, Institute of Economic Research - 2013

-to-value (LTV) ratios for business loans over the 1975 to 2009 period, the determinants of these ratios, and the ex post performance … volumes is smaller than the increase (decrease) in land values during booms (busts). Most importantly, the median LTV ratios … are at their lowest during the bubble period in the late 1980s and early 1990s. The counter-cyclicality of LTV ratios is …

Persistent link: https://www.econbiz.de/10010617834

Macroprudential policy and household wealth inequality

Carpantier, Jean-François; Olivera, Javier; Van Kerm, … - In: Journal of international money and finance 85 (2018), pp. 262-277

Persistent link: https://www.econbiz.de/10012000451