We estimated the effects of Environmental, Social, and Governance (ESG) scores on the credit ratings of firms in the sectors of manufacturing, mining and quarrying, wholesale and retail trade, information and communication, and real estate activities and located in North America, Europe, and...

The present study has attempted to discuss the association between corporate hedging theories and the usage of foreign currency loans by companies listed in India. A total of 349 non-financial companies were selected, and the data for the financial year ending 31st March, 2018 were considered...

In this paper, we consider an assortment optimization problem in which a platform mustchoose pairwise disjoint sets of assortments to offer across a series of T stages. Arrivingcustomers begin their search process in the first stage and progress sequentially throughthe stages until their...

The study examines the causal relationship between the level of IoT adoption in tourism services and trust in these systems, on the one hand, and individual internal consumer behaviours, on the other. Influencing factors are grouped into six categories: awareness, confidentiality and safety,...

Customers plays an import role in industry to run industry. Churn of the customer may lead many consequences. Customer churn prediction must the important aspect of any company. This helps in the detection of customers who are likely to cancel a subscription to a service. Recently, the mobile...

Background: Demand-side barriers to health care are as important as supply-side factors in deterring patients from obtaining effective treatment during COVID-19. Developing countries, including Togo, have focused on reducing the risk of health care utilization during this period by ensuring...

In the face of rising defaults and limited studies on the prediction of financial distress in Morocco, this article aims to determine the most relevant predictors of financial distress and identify its optimal prediction models in a normal Moroccan economic context over two years. To achieve...