Durango-Gutiérrez, Patricia; Lara-Rubio, Juan; Navarro … - In: International Journal of Financial Studies : open … 12 (2024) 3, pp. 1-21
Purpose. The purpose of this research is to propose a tool for designing a microcredit risk pricing strategy for … microcredit borrowers, we first estimate and measure microcredit risk through the default probability, applying a parametric … credit risk measurement for each borrower to design a pricing model that sets microcredit interest rates according to default …