Mobile technology developments have altered the traditional financial services and retail banking sectors. Mobile banking is a popular and robust service delivery model, allowing consumers access to banking from anywhere and anytime. This paper attempts to test a structural model of the factors...

Aim: The main aim of this research was to investigate the factors that have been limiting the spread of mobile banking services in Pakistan.Method: The research adopted a primary quantitative methodology in which a 5- point based Likert scale questionnaire was distributed. Responses of 274...

Mobile banking is one of the latest advancements in the financial sector with pragmatic value to both banks and clients. The swift progression of technology and gadgets has invigorated the financial industry towards urging clients to bank online. However, a report demonstrated that mobile...

With the rapid development of mobile applications, the people of China have become increasingly dependent on mobile finance applications such as Alipay, WeChat pay, and some other finance applications. These finance applications seriously affect the number of mobile banking users. Hence, it is...

For incumbent firms, architectural innovations are one of the most pernicious forms of tech nological change as they must recognize that significant organizational changes are required despite the innovation’s use of existing components. And, having done so, must then correctly determine which...

A digital economy tax literacy program can help create awareness on importance of taxation and encourage persons on the digital economy to comply with their tax obligations. It should have legislative backing to acquire legitimacy. It should be in line with the national values and principles set...

This study assesses how knowledge diffusion modulates the effect of the mobile phone on entrepreneurship or doing business in Sub-Saharan Africa. The empirical evidence is based on Generalised Method of Moments in which mobile phones are interacted with three knowledge diffusion variables,...

I show that the growing trend in financial services digitalization has introduced a new dimension along which commercial banks compete. Small community banks (SCBs) are slow to implement mobile technologies and lose deposits to larger, better-digitized banks following mobile infrastructure...

Many mobile app providers offer their apps for free and base their business models on user engagement. However, declining app usage over time threatens user engagement and the ability of apps to create business value. To keep users engaged, app providers use gamification, i.e., they link their...

This study provides minimum economic growth (or GDP growth) critical masses or thresholds that should be exceeded in order for demand-side mobile money factors to favorably drive mobile money innovations for financial inclusion in developing countries. The considered mobile money innovations...