Avery, Robert B.; Bhutta, Neil; Brevoort, Kenneth P.; … - In: Federal Reserve Bulletin (2010) Apr, pp. 169-211
The data that mortgage lending institutions reported for 2008 under the Home Mortgage Disclosure Act of 1975 (HMDA …) reflect the ongoing difficulties in the housing and mortgage markets. This article presents a number of key findings from a … of borrowers, highlights the Federal Housing Administration's greatly expanded role in the mortgage market, and examines …