Waliszewski, Krzysztof; Niedziółka, Pawel - In: Financial internet quarterly 22 (2026) 1, pp. 15-34
define the profile of the BNPL user in Poland based on responses to a sur-vey conducted using the CAWI technique among BNPL … clients in Poland in August 2024. The rela-tions are identified by use of Pearson χ2 tests while Cramer's V coefficient … BNPL usage. The results indicate that BNPL in Poland is mainly used by young women. BNPLs are chosen by consumers with a …