Kwatia, Benard Ohene; Amewu, Godfred; Armah, Mohammed - In: Cogent business & management 11 (2024) 1, pp. 1-21
domestic credit to the private sector to proxy financial development covered from 2000 to 2020. The results from the panel … quantile regression show that religiosity is negatively associated with the use of financial services across the quantile …