This paper develops a specification of the credit scoring model with high discriminatory power to analyze data on loans at the retail banking market. Parametric and non- parametric approaches are employed to produce three models using logistic regression (parametric) and one model using...

This paper introduces a statistical technique, Support Vector Machines (SVM), which is considered by the Deutsche Bundesbank as an alternative for company rating. A special attention is paid to the features of the SVM which provide a higher accuracy of company classification into solvent and...

This research extends a method previously applied to music and philosophy (Vilson Vieira et al., 2012), representing the evolution of art as a time-series where relations like dialectics are measured quantitatively. For that, a corpus of paintings of 12 well-known artists from baroque and...

In this paper we present a novel technique of studying EEG signals taking into account their essential nonstationarity. The bursts of activity in EEG rhythm are modeled as a superposition of specially designed elementary signals against the background of a real EEG record at rest. To calculate...

Increasing cost of soliciting customers along with amplified efforts to improve the bottom-line amidst intense competition is driving the firms to rely on more cutting edge analytic methods by leveraging the knowledge of customer-base that is allowing the firms to engage better with customers by...