Search Results - subject:"Payment instruments"

Payment Intermediation in Transition Countries: the Case of Baltic Countries

Hartsenko, Jelena - Majandusteaduskond, Tallinna Tehnikaülikool - 2004

be most affected by new technology is retail banking. New electronic payment instruments have been introduced; and the … and cost-effectiveness of new payment instruments. Estonian banks usually charge lower fees for executing payments based …, the main objective of this paper is to learn about the latest trends in development of retail payment instruments across …

Persistent link: https://www.econbiz.de/10005032906

Retail Payments in the Netherlands: some Facts and Some Theory

Bolt, W. - de Nederlandsche Bank - 2003

structure and performance, usage of payment instruments, and corresponding tariff structures. Although it is con-cluded that the …

Persistent link: https://www.econbiz.de/10005106713

The economics of bill payments: an empirical analysis

Bounie, D.; Francois, A. - In: Applied Economics Letters 18 (2011) 10, pp. 961-966

The growing economic literature dedicated to payment instruments mainly focuses on the point of sale payments. Yet … other payment instruments. The main objective of this article is, therefore, to verify whether the theoretical standard … framework stated for studying the choice of payment instruments at the point of sale is relevant to study bill payments. Using …

Persistent link: https://www.econbiz.de/10009277403

The Electronic Payment System as an e-commerce enabler: The Macedonian perspective

Abdullai, Besim - Volkswirtschaftliche Fakultät, … - 2009

electronic instruments available within a country, and payment instruments used during payment of purchased or ordered products … or services. The use of Electronic Payment Instruments in Macedonia is growing steadily, which shows that the EPS system …

Persistent link: https://www.econbiz.de/10005014956

Payment Instruments as Perceived by Consumers – Results from a Household Survey

Jonker, Nicole - In: De Economist 155 (2007) 3, pp. 271-303

Persistent link: https://www.econbiz.de/10005709520

The Single Euro Payments Area : SEPA

Maillard, H.; Vermeulen, J. - In: Economic Review (2007) II, pp. 47-61

the use of payment instruments (credit transfers, direct debits and card payments) throughout SEPA (the 27 EU countries …. For each of the SEPA payment instruments, the EPC has developed standards : “Rulebooks” for the credit transfer and direct … debit payment instruments and a more general framework for card payments. Ultimately, the same credit transfer and direct …

Persistent link: https://www.econbiz.de/10009357665

Technology Adoption and Consumer Payments: Evidence from Survey Data

Hayashi, Fumiko; Klee, Elizabeth - In: Review of Network Economics 2 (2003) 2, pp. 175-190

Consumers pay for hundreds of goods and services each year, but across households and across goods, consumers do not choose to pay the same way. This paper posits that payment choices depend in part on consumers' propensity to adopt new technologies and in part on the nature of the transaction....

Persistent link: https://www.econbiz.de/10005490002

What does it Cost to Make a Payment?

Humphrey, David; Willesson, Magnus; Lindblomand, Ted; … - In: Review of Network Economics 2 (2003) 2, pp. 159-174

We survey the limited data that exists concerning the cost of making/receiving a payment by banks, retailers, and other parties to a transaction. Since an electronic payment costs between one-third and one-half that of a paper-based instrument, a country may save 1% of its GDP annually as it...

Persistent link: https://www.econbiz.de/10005685422

The Demand for Stored Value Payment Instruments

Ingo, Pippow; Detlef, Schoder - EconWPA - 2002

Due to their functionality, stored value purses based on smart card technology are prominent candidates for being the dominant medium of exchange for micropayments. However, the overall prospects of these payment systems are yet ambiguous, both from the perspective of practice and monetary...

Persistent link: https://www.econbiz.de/10005134968