Xie, Shengkun; Shingadia, Tara - In: Risks : open access journal 13 (2025) 9, pp. 1-18
This study develops a machine learning framework to improve the prediction of automobile loan defaults by integrating explainable feature selection with advanced resampling techniques. Using publicly available data, we compare Logistic Regression, Random Forest, eXtreme Gradient Boosting...