This paper presents the only study analyzing the decision to purchase wind coverage for individuals whose standard homeowner's policy excludes wind, and one o f very few analyses o f the decision to undertake wind mitigation measures. Because these two decisions are closely related, a...

Long-term social assistance dependency is a growing concern in Sweden and other European countries. In order for policy makers to design effective welfare reforms it is important to know how strong the state dependence associated with social assistance is in the population and to what extent it...