Summary: This is the first in a series of three papers that examines the protections available to users of various electronic payment vehicles who fall victim to fraud, discover an error on their statement, or have a dispute with a merchant after making a purchase. Specifically, it examines in...

This conference, sponsored by the Payment Cards Center, brought together prepaid card industry leaders and regulators to discuss how various prepaid-card systems work and the ways in which different state and federal laws can affect them. The conference featured sessions on bank- and...

Prepaid cards, also commonly referred to as stored-value cards, are typically credit card-sized pieces of plastic that contain or represent an amount of pre-loaded value. They include a wide range of payment products, such as gift cards, payroll cards, teen cards, and travel cards. Despite...

Regulatory Q&A discusses a variety of topics including payday lending, notifications regarding private mortgage insurance (PMI), individual development accounts (IDAs), and other issues.

Regulatory Q&A covering the Truth in Lending Act (TILA), The Truth in Savings Act, and others.

Questions and answers regarding compliance with Regulation E.