This paper draws on a survey of consumers' willingness to pay surcharges to use debit cards and credit cards, rather than cash. Just as the price a consumer is willing to pay for a good or service is indicative of the value he/she places on that item, the willingness to pay a surcharge to use a...

The Reserve Bank of Australia's third Survey of Consumers' Use of Payment Methods was conducted in November 2013. The survey used a diary and end-of-survey questionnaire to collect data on the use of cash, cards and a range of other payment methods, both at the point of sale and via remote...

Усиление конкуренции на рынке розничных платежных услуг прежде всего за счет появления небанковских структур требует радикальной транс формации банковских...