Risk classification refers to the use of observable characteristics by insurers to group individuals with similar … outcomes. In the health sector, risk classification is also subject to concerns about social equity and potential … social equity. We also review empirical studies on risk classification and residual asymmetric information that inform this …

Risk classification refers to the use of observable characteristics by insurers to group individuals with similar …. This is known as financial equity. In the health sector, risk classification is also subject to concerns about social …-off between efficient insurance provision and social equity. We also review empirical studies on risk classification and residual …

of different companies by assessing the debtor risk profile roughly, using a risk classification system usually …