Currently-used risk-equalization models do not adequately compensate insurers for predictable differences in … predictive performance of the prediction model used in risk equalization can be improved by using additional administrative … incentives for risk rating and risk selection can be reduced substantially but not removed completely. The extent to which risk-equalization …

The Dutch basic health-insurance scheme for curative care includes a risk equalization model (RE-model) to compensate …

benefit package’ for basic health insurance, a ‘risk-equalization scheme’, and ‘open enrolment’. Potential obstacles for … implementing a risk equalization scheme are examined based on theoretical arguments and international experiences. We conclude that … allowing consumer choice among MHPs and implementing a risk equalization scheme in China is politically and technically complex …

The Dutch risk equalization scheme has been improved over the years by including health related risk adjusters. The … purpose of the Dutch risk equalization scheme is to prevent risk selection and to correct for predictable losses and gains for … insurers. The objective of this paper is to explore the financial incentives for risk selection under the Dutch risk …