AbstractThe following sections are included:Exotic Racetrack Betting Book, 2013Update on the January column

AbstractThe following sections are included:The subprime crisis and how it evolvedHousehold and government debtFavoring the financial sector: evaluating the policy responses

AbstractThe following sections are included:The various efficient/inefficient market camps: Can you beat the stock market?Why Buffett wants to endow university chairs in efficient market theoryHow do investors and consultants do in all these cases?The importance of getting the mean rightErrors...

AbstractThe following sections are included:The role of Las VegasSuper Bowl Playoff RatingsWhich team will win a given football game?Notes on the Elo Power Rations for NFL teamsThe NFL football betting marketAn educated guess that paid offOn to the Super Bowl 2011Update to February 7, 2011

AbstractThe following sections are included:The sell on Rosh Hashanah and buy on Yom Kippur anomalyRamadanInflation versus DeflationGoldHousing trendsWhat's going on in China?Income inequality and government regulationJapan: Still a lot of troubleConclusion