Convenience and security are the two key attributes that consumers consider when choosing between payment technologies. We examine how consumers react to an exogenous change to the convenience and security of digital payments. We study an increase in the 'tap-and-go' limit for contactless...

First-class universities play an extremely important role in cultivating high-quality talents and technological innovation, serving as a significant indicator of a country's level of higher education development, developmental strength, and potential. However, there is little literature studying...

The purpose of the paper is to empirically determine the impact of human capital on the innovation performance of EU economies. Currently, most researchers consider human capital a significant factor of economic growth based on knowledge and innovation. Depending on the amount and quality of the...