As an emerging technology, blockchain has recently gained attention in both aca‑ demic and economic fields, but its adoption is not yet widespread in the banking sector in Taiwan. As academics have paid scant attention to this topic, this study determines the critical factors affecting...

Expanding digital fnancial services (DFS) such as mobile money has become a key policy intervention for many developing and emerging countries as they seek to fasttrack fnancial and economic inclusion. To date, adults in these markets have had more mobile money accounts than traditional bank...

If a set of individuals is exposed to the same technology, the emotional response is different and even more, the adoption degree is different. Given the increased presence of technology in our life, what motivates individuals, in general, to adopt technology faster and what triggers a positive...

The COVID-19 pandemic has spurred a surge in digital payments, with over 40 % of adults in low- and middle-income countries making their first merchant payments using cards, phones, or the internet since the pandemic began. This study examines the determinants of adopting digital payments during...

The pervasive adoption of digital payment systems globally is a crucial development, shaping the financial landscapes of diverse nations. However, this surge in adoption has precipitated a concerning rise in cybercrimes. This prompts users to reassess preferred payment modes and occasionally...