YAMAMOTO, SHINICHI; YONEYAMA, TAKAU; KWON, W. JEAN - In: Hitotsubashi Journal of commerce and management 48 (2014) 1, pp. 99-117
life and term life insurance market. We use life insurance companies' data to recognize adverse selection, moral hazard … insured via medical examination, we did not find adverse selection in new whole life and term life insurance risks. In the …