Today in the beginning of the 21st century in India e-banking is setting new dimensions & larger platform to the banking industry. Banking is no longer confined to the consumers visiting branch to deposit, withdraw cash or cheque nor to request for their statements of accounts. Major banks have...

Monetary Technology (FinTech) developed alongside changes in individuals' ways of life which are right now commanded by quick moving data innovation clients. The meaning of Fintech in Bank Indonesia Regulation No. 19/12/PBI/2017 is the utilization of money related framework innovation that...

I examine how characteristics of investors' information access tools change investors' reactions to firm disclosures. I examine my research question in the context of information choice (i.e., allowing investors to choose the order of information and sections to read within a disclosure) and...

This paper presents an investigation of a pilot project that implemented a mobile payment platform in a poor community in Brazil. This project involved the creation of a network of organizations that includes a local microfinance institution, a large retail bank, a mobile phone operator, an...

Public subsidization of private goods often leads to crowd-out, reducing private spending. This effect is intended for a policy like the 2008 Lifeline phone subsidy expansion, which aimed to increase affordable access to services. Using state-level timing variation, I estimate that the expansion...

Smartphones impact all stages of the customer journey and digitize consumers' offline search by providing access to product information anywhere and at any time. However, very little is known about how smartphones impact the way consumers search for product information when shopping for offline...

Cellular network is a fundamental technology for mobile phones, personal communication systems, wireless networking etc. This technology is developed for mobile phone to replace high power transmitter/receiver systems. It use very low power with a short range and higher rate of data...

We combine GPS data on changes in average distance traveled by individuals at the county level with COVID-19 case data and other demographic information to estimate how individual mobility is affected by local disease prevalence and restriction orders to stay-at-home. We find that a rise of...

While human mobility has important benefits for economic growth, it can generate negative externalities. This paper studies the effect of mobility on the spread of disease in a low-incidence setting when people do not internalize their risks to others. Using malaria as a case study and 15...