Huang, Yiping; Zhang, Longmei; Li, Zhenhua; Qiu, Han; … - 2020
fintech approach to assessing credit risk using big data and machine learning models with the bank approach using traditional … globally due to high information costs. Recent fintech developments may be able to mitigate this problem. By leveraging big … data or digital footprints on existing platforms, some big technology (BigTech) firms have extended short-term loans to …