Girault, Matías Alfredo Gutiérrez - In: Ensayos Económicos 1 (2008) 50, pp. 61-96
Introduced in the 70´s, the use of credit scoring techniques became widespread in the 90´s thanks to the development of better statistical and computational resources. Nowadays almost all the financial intermediaries use these techniques, at least to originate the credits they grant. Credit...