Căciulescu, Alexandru Răzvan; Rughini, Răzvan; … - In: Risks : open access journal 12 (2024) 12, pp. 1-12
This study investigates the landscape of cyber-financial risks across Europe by identifying distinct risk profiles based on financial literacy, digital comfort, and economic vulnerability. Utilizing data from the Flash Eurobarometer 525 survey, we employ K-means cluster analysis to categorize...