Stablecoins have evolved from a safe-haven asset to a critical financial instrument, reaching a market capitalization of $200 billion in December 2024. The Terra-Luna collapse (2022) and the Silicon Valley Bank crisis (2023) significantly impacted market dynamics, consolidating the dominance of...

The purpose of this study was to detect from the literature the roles of the Government, investors, and regulators in ESG implementation in South Africa from 2002 to 2022. ESG implementation in South Africa ensures sustainable business practices are adopted by firms operating within the country....

Several empirical studies have attempted to clarify whether differences in regulations affect people's behavior. However, due to a lack of data, few have attempted to clarify whether these differences affect the purchase of insurance. Therefore, in this study, I conducted a survey of consumers...