-rated contracts allow patients to increase their coverage only after risks materialize, which leads to market unraveling. Longer … is less predictable, thus elevating demand for coverage and lowering equilibrium premiums. We estimate risk dynamics …. Counterfactuals using these estimates suggest that a reform implementing two-year contracts would increase equilibrium coverage by 12 …

having health insurance and the type of coverage for self-employed persons. Medicaid expansion increased overall health … insurance coverage rates, with especially large impacts for the unincorporated self-employed. Medicaid expansion also increased … the probability of Medicaid coverage as expected, but there is evidence of crowd out of other types of coverage. Impacts …

This Article examines the ways in which insurance coverage is incomplete, and the reasons why coverage is incomplete …. It argues that, because all insurance policies and all insurance coverage is incomplete, the notions of a “gap” in … coverage and “incomplete” coverage typically are unhelpful. A better understanding of the reasons for incomplete coverage would …

characteristics that is available in survey data. Our use of survey data requires justification given survey under-coverage of top …

existing regional minimum income schemes, in terms of their coverage and adequacy, is of the essence. We assess the budgetary … coverage rates and adequacy levels. Using the European microsimulation model EUROMOD together with microdata from the European … combinations of coverage and adequacy levels using national and regional poverty lines as references. Our results suggest that …

delivering critical services after disasters. We present a maximal multiple coverage and network recovery problem for the … arcs in the network to maximize multiple coverage of emergency service demand over the time horizon. We present two …