transitions into and out of health insurance coverage. We first decompose racial differences in static health insurance coverage … rates into group differences in transition rates into and out of health insurance coverage. The low rate of health insurance … coverage among African-Americans is due almost entirely to higher annual rates of losing health insurance than whites. Among …

facts on insurance coverage and the nature of the uninsured; focus on explanations for why the U.S. has such a large, and … to estimates from a micro-simulation model of the impact of alternative interventions to increase insurance coverage …

risk people buy less complete coverage, if they buy at all. While this prediction appears to hold in some real world … insurance markets, in many others, it is the lower risk individuals who have more insurance coverage. If the standard model is … relationship between insurance coverage and risk occurrence can be of any sign, even if the standard asymmetric information effects …

, in particular the market coverage and quality distortions. We characterize the symmetric equilibrium menu of price …

. Although union membership is limited in many of them, union coverage is high and almost all countries also have some form of …

-earner households are now the modal U.S. married household, however, and most firms offer family coverage as an option available to …' offers indicate that both own price and potential coverage under spouses' plans are important determinants of take-up. We …

facts on insurance coverage and the nature of the uninsured; focus on explanations for why the U.S. has such a large, and … to estimates from a micro-simulation model of the impact of alternative interventions to increase insurance coverage …

risk people buy less complete coverage, if they buy at all. While this prediction appears to hold in some real world … insurance markets, in many others, it is the lower risk individuals who have more insurance coverage. If the standard model is … relationship between insurance coverage and risk occurrence can be of any sign, even if the standard asymmetric information effects …

coverage (defined as the ratio of coverage percentage to average length of UCB). Detailed discussions of simulation results for …