Population aging and the recent global financial crisis underscore the importance of the discussions of the adequacy of retirement preparation in Canada and the soundness of the Canadian retirement income system. The focus of this study is to examine whether the accumulated private savings of...

This paper examines why rates of homeownership have been increasing amongst young higher-income households, but declining among young lower-income households. For the period from 1981 to 2006, household data from the Census of Population, supplemented with information from the Survey of...

Le vieillissement de la population et la recente crise financiere mondiale font ressortir l'importance des discussions concernant le caractere adequat de la preparation a la retraite au Canada et la fiabilite du systeme de revenu de retraite canadien. La presente etude vise a determiner si...

La presente etude porte sur les raisons pour lesquelles les taux d'accession a la propriete ont augmente chez les jeunes menages a revenu eleve, mais ont baisse chez ceux a faible revenu. Les donnees sur les menages pour la periode allant de 1981 a 2006 tirees du Recensement de la population et...

Jusqu'a maintenant, les discussions portant sur le caractere adequat des pensions des Canadiens ages ont ete fondees sur le taux de diminution du revenu avec l'age, soit le taux de remplacement du revenu ou le ratio du revenu apres la retraite au revenu avant la retraite. Pour utiliser les flux...

Discussions of pension adequacy for elderly Canadians have used the rate at which income falls with age; the income replacement rate or the ratio of post-retirement income to pre-retirement income. Use of income streams to assess post-retirement welfare requires a standard against which adequacy...

Les etudes sur le revenu annuel avant et apres la retraite visent a determiner dans quelle mesure le revenu diminue a ce stade important de la vie. Bien que ces etudes aient une portee et un objet variables, on s'entend generalement pour dire que le regime canadien de revenu de retraite offre...

Studies of pre- and post-retirement annual income have focused on the extent to which income falls at this crucial stage in life. Although these studies vary in scope and intent, the overall consensus is that the Canadian retirement income system provides income replacement rates that are in the...

Fonde sur les donnees de l'Enquete sur les depenses des menages et de l'Enquete sur les depenses des familles qui l'a precedee, le present document traite des revenus relatifs des Canadiens a l'age de la retraite et en age de travailler entre 1969 et 2006, en tenant compte a la fois du revenu...

Using data from the Survey of Household Spending and from its predecessor, the Survey of Family Expenditures, this paper investigates the relative incomes of retirement-age and working-age Canadians from 1969 to 2006, taking into account both explicit household income and the implicit income...