Gerfin, M.; Kaiser, B.; Schmid, C. - Department of Economics and Related Studies, University … - 2014
individual claims data from a large Swiss insurance company to estimate the response in health care demand to the discrete price … type framework based on daily data to estimate the change in health care demand right before and right after the turn of … the year. We find that for individuals with high deductibles health care demand drops by 27%, which translates into an …