Suwanmalai, Wilaiporn; Zaby, Simon - In: Risks : open access journal 10 (2022) 8, pp. 1-16
different countries. The effect of low interest rates on life insurance products depends on the sensitivity of the interest rate … of each product type and the level of minimum interest rate guarantee. In addition, their impacts on the valuation of … life insurance companies depend on shifts in the valuation interest rate, which is used to discount the present value of …