Especially for developing countries like Ethiopia, saving is more significant to build capital required to generate income, smooth domestic cash requirements, and allow the ease of consumption during scarcity. However, rural saving at the household level was not substantially investigated in...

With Industry 5.0 already on the horizon, firms need to adapt their strategies to better cater to an increasingly demanding and sustainability-conscious customer base. At the same time, the role of customers has shifted from being mere passive buyers to active users, who not only demand...

Discrete choice models have been widely used to model individuals' decision-making processes in numerous contexts. Given that people's tastes and preferences over alternative shopping destinations vary for reasons not necessarily observed by demographic characteristics, more intricate modeling...