Kotkowski, Radosław; Manikowski, Arkadiusz - In: Journal of banking and financial economics 19 (2023) 1, pp. 85-113
The study explores the factors likely to induce Polish customers to pay by cash, instead of payment cards, for goods … and services they are purchasing. The basis of our investigation is microdata obtained in 2020, during the "Payment Habits …; then, in the second stage, the OLS model is employed to analyze the propensity to pay by cash, despite having a payment …