individuals' perspectives on various aspects, including accessibility to different payment instruments, preferred methods for …

find that income, age, and education are significant predictors of which payment instruments consumers adopt and use. These … associations hold not only for traditional payment instruments-cards and paper-but also for innovations such as mobile apps; buy …

We estimate a model of household use of alternative payment instruments (cash and bank cards) using a new dataset from …

find that income, age, and education are significant predictors of which payment instruments consumers adopt and use. These … associations hold not only for traditional payment instruments-cards and paper-but also for innovations such as mobile apps; buy …

We examine the preferences of respondents for six types of payment instruments, namely cash, debit and credit cards … data covering six provincial capitals in Indonesia, we find that the decision to choose payment instruments is made … significant effect on the probability of using non-cash electronic payment instruments. We find a substitution pattern between …

We examine the preferences of respondents for six types of payment instruments, namely cash, debit and credit cards … data covering six provincial capitals in Indonesia, we find that the decision to choose payment instruments is made … significant effect on the probability of using non-cash electronic payment instruments. We find a substitution pattern between …