Gómez, Laura; Joachín, Arturo; Támola, Alejandro; … - 2026
Informational credit rationing is a disequilibrium phenomenon in credit markets, in which price mechanisms fail to … susceptible to credit rationing because innovation may exacerbate information asymmetries between firms and lenders. However, this … significant reductions in the probability of experiencing credit rationing, with marginal effects ranging from 11.8 to 19 …