Zweifel, Peter; Hofmann, Annette - In: Risks : open access journal 12 (2024) 6, pp. 1-16
but an "excellent risk" as a driver, a multi-peril policy could be associated with a reduced selection effort on the part … selection both in the economic literature and on the part of policy makers. As an illustrative example, a two-peril model is … regard to a second peril. The difference in the insurer's selection effort directed at high-risk and low-risk types is indeed …