Kuryłowicz, Łukasz; Śliwiński, Adam - In: Risks : open access journal 10 (2022) 1, pp. 1-13
The purpose of this paper is an analysis of the presence of self-selection mechanisms on the market that could bring … self-selection mechanism, allowing for an unequivocal determination of the insured's profile without the need to actually … observe the insured's behaviour. Finally, we show that thanks to the self-selection induced by the possibility of driving …