Search Results - subject:"ssbf"

Entrepreneurs, risk aversion and dynamic firms

Herranz, Neus; Krasa, Stefan; Villamil, Anne Patricia - 2013

Persistent link: https://www.econbiz.de/10010241541

What can we learn from privately held firms about executive compensation?

Cole, Rebel; Mehran, Hamid - Volkswirtschaftliche Fakultät, … - 2010

This study examines executive compensation using data from two nationally representative samples of privately held U.S. corporations conducted ten years apart—in 1993 and 2003—and uses these data to test a number of hypotheses. We find that: (i) the level of executive pay at privately held...

Persistent link: https://www.econbiz.de/10008614999

Bank credit, trade credit or no credit: Evidence from the Surveys of Small Business Finances

Cole, Rebel - Volkswirtschaftliche Fakultät, … - 2010

In this study, we use data from the SSBFs to provide new information about the use of credit by small businesses in the U.S. More specifically, we first analyze firms that do and do not use credit; and then analyze why some firms use trade credit while others use bank credit. We find that one in...

Persistent link: https://www.econbiz.de/10008615030

Gender and the availability of credit to privately held firms: Evidence from the surveys of small business finances

Cole, Rebel A.; Mehran, Hamid - 2009

This study analyzes differences by gender in the ownership of privately held U.S. firms and examines the role of gender in the availability of credit. Using data from the nationally representative Surveys of Small Business Finances, which span a period of sixteen years, we document a series of...

Persistent link: https://www.econbiz.de/10010287094

An empirical investigation of lending to small businesses

Min, Kyung-Seol - 2008

rate decision) in their loan evaluation procedures using the SSBF (Survey of Small Business Finances) data sets. First, I … three regression results (2003, 1998, and 1993 SSBF data sets) both in fixed-rate and in variable-rate loans. Wide use of … SSBF data sets and analyses using these data sets are needed to support this explanation. …

Persistent link: https://www.econbiz.de/10009431220

What do we know about the capital structure of privately held firms? Evidence from the Surveys of Small Business Finance

Cole, Rebel - Volkswirtschaftliche Fakultät, … - 2008

of Small Business Finances (SSBF). We find that firm leverage as measured by the ratios of total loans to total assets …

Persistent link: https://www.econbiz.de/10005621278

Who needs credit and who gets credit? Evidence from the Surveys of Small Business Finances

Cole, Rebel A. - Volkswirtschaftliche Fakultät, … - 2008

In this study, we use data from the Federal Reserve’s 1993, 1998 and 2003 Surveys of Small Business Finances to classify small businesses into four groups based upon their credit needs and to model the credit allocation process into a sequence of three steps. First, do firms need credit? We...

Persistent link: https://www.econbiz.de/10008615019

Availability of credit to small and minority-owned businesses: Evidence from the 1993 National Survey of Small Business Finances

Cole, Rebel - Volkswirtschaftliche Fakultät, … - 1999

This article analyzes factors influencing the decisions of prospective lenders to extend credit to small and minority-owned businesses. Using data from a government survey of small businesses, the analysis reveals that prospective lenders (primarily commercial banks)are four times more likely to...

Persistent link: https://www.econbiz.de/10005616652

Banking consolidation and the availability of credit to small businesses

Cole, Rebel; Walraven, Nick - Volkswirtschaftliche Fakultät, … - 1998

In this study, we use firm-level data from the 1993 National Survey of Small Business Finances to test the hypothesis that banking consolidation has reduced the availability of credit to small businesses. We find that banks in markets where mergers have occurred are more likely than other banks...

Persistent link: https://www.econbiz.de/10005836119