Dimitras, Augustinos I.; Dokas, Ioannis; Mamou, Olga; … - In: EuroMed Journal of Business 19 (2023) 4, pp. 1066-1083
second stage, the impact of other factors on the efficiency scores of loan performance using tobit regression is investigated … management efficiency. According to the findings of the tobit regression, three factors, namely the capital adequacy ratio, GDP … indicate that loan efficiency performance improves after 2015, coinciding with the business cycle's upward trend. The tobit …