Amon, Aleksandra; Jagrič, Timotej - In: International Journal of Financial Studies : open … 13 (2025) 2, pp. 1-18
demand. This study analysed over 2000 banking and/or neobanking users across 28 countries. A multinomial logit model was … effects were found. Higher-educated and single users are more likely to use neobanks, while self-employed and lower …-income users are less likely. Neobank users prioritize affordability, availability, and speed, while traditional bank users …