Drakos, Konstantinos - In: Small Business Economics 41 (2013) 3, pp. 717-732
The evolution of bank loan price and non-price terms and conditions (T&Cs) for the 2009–2011 period are investigated using firm-level survey data for a sample of Eurozone small and medium-sized enterprises. The raw firm responses, which are of a discrete nature denoting tightening or easing of...